Global benefits for companies expanding across borders
International Employee Benefits Consulting
We help foreign-owned companies build U.S. employee benefits programs and help U.S. employers cover expatriate employees working abroad.


Expanding Into the United States?
U.S. Employee Benefits for Foreign-Owned Companies
Opening a U.S. office or subsidiary means competing for American talent, and employee benefits are one of the first decisions you will make. U.S. health insurance, compliance rules, and benefit expectations are very different from most other countries. Osprey Health Advisors helps international companies design and launch a competitive U.S. employee benefits program from day one.
As your U.S. benefits advisor, we handle carrier selection, plan design, ACA and ERISA compliance, enrollment, and ongoing administration, and we coordinate with your global HR team so your U.S. program fits the parent company's standards. We also support inpatriate employees relocating to the U.S. on assignment or on H-1B, L-1, and other work visas.
We help with:
- Group health, dental, vision, life, and disability plans for U.S. employees
- Benefits benchmarking so your offer competes in the U.S. labor market
- ACA, ERISA, and COBRA compliance for U.S. subsidiaries
- Inpatriate and visa holder medical coverage
- Executive benefits for leaders relocating to the U.S.
- Enrollment, benefits administration, and employee support
Expats & Inpats
Expatriate Benefits for U.S. Companies Expanding Abroad
pening an office in Europe, Asia, Latin America, or anywhere outside the U.S. means taking care of the people you send there. Expatriate health insurance has to work across borders, meet local requirements, and give employees and their families access to quality care wherever they live and travel.
Osprey Health Advisors works with U.S. employers to design international employee benefits for expatriates, third-country nationals, and globally mobile executives, including international group medical, life, and disability coverage, emergency evacuation, and duty-of-care support. We coordinate your expat plans with your U.S. benefits so your global workforce is covered under one consistent strategy.
Whether you are relocating your first employee overseas or managing a growing international team, we act as your single point of contact for global benefits.

Visa Holder, Student & Travel Medical Coverage
Employees, family members, and students coming to the U.S. on H-1B, L-1, J-1, or F-1 visas often arrive before group coverage begins. U.S. travelers and retirees heading overseas face the opposite problem: most U.S. plans and Medicare provide little or no coverage abroad.
Osprey helps you compare international medical plans, including emergency treatment, hospitalization, and medical evacuation, and enroll online through BCBS Global Solutions.

