Group Health | Ancillary | Benefits Administration | Medicare
Employee Benefits Advisors for Growing Employers
National reach with personal attention. We help CEOs, CFOs, and HR leaders design, administer, and improve benefits programs that attract talent and control costs.
About Us
Osprey Health Advisors is an independent, full-suite employee benefits firm serving employers nationwide from our offices in West Chester, Pennsylvania and Linwood, New Jersey. Since 2019, we have helped organizations design, administer, and continually improve benefits programs that attract talent, manage costs, and protect their people.
Our strength is building customizable benefit portfolios for small and mid-size companies, from group health and ancillary coverage to benefits administration, COBRA, and absence management. Every client receives white glove, personalized service from experienced advisors who know their business and stay involved long after enrollment closes.
We also specialize in Medicare Concierge services for Fortune 500 companies, guiding employees age 65 and older through their Medicare decisions with the same one-on-one care.
Osprey Health Advisors is privately held and a certified Women's Business Enterprise (WBE).
What We Do
Whether you're comparing group health plans, supporting employees through Medicare decisions, or rethinking your overall benefits strategy, Osprey brings the clarity and customization your organization needs. Our services include:
- Group health plan design, carrier selection, and renewal strategy
- Ancillary and voluntary benefits, including life, disability, dental, vision, and accident and critical illness
- Benefits administration, COBRA administration, and compliance support
- Absence management
- Medicare Concierge for employees 65 and older
- Executive benefits and benefits for the U.S. operations of international companies
To start a conversation about your benefits program, contact us at info@ospreyhealth.com or 484-471-7281.
A disciplined, year-round process
How We Work
Benefits are typically one of an employer's largest operating expenses after payroll. We manage them with the same rigor leadership applies to any major investment, with clear analysis, a multi-year plan, and accountability at every step.
For CEOs, CFOs, and HR leaders
Funding Strategies That Put You in Control
How a health plan is funded often has a greater impact on long-term cost than which carrier is selected. Osprey models each option against your claims experience, risk tolerance, and cash flow, so leadership can choose the right structure with confidence.
Fully Insured
Fixed, predictable premiums with the carrier assuming claims risk. Best suited to employers that prioritize budget certainty.
Self-Funded with Stop-Loss
Maximum plan design flexibility, transparency, and cost control, with stop-loss coverage to protect against large or unexpected claims.
HRA & ICHRA Strategies
Defined-contribution approaches, including class-based designs that let you set different contributions for executives, full-time, and part-time employees.
Level-Funded
A fixed monthly cost with access to claims data and the potential for a refund of unused claims dollars at year end. A common first step beyond fully insured for growing employers.
Captive Arrangements
Mid-size employers share stop-loss risk with like-minded companies, gaining the advantages of self-funding with added stability. We coordinate with leading captive specialists on your behalf.
Executive Benefits
High-maximum and guaranteed-issue life and disability coverage that helps you recruit and retain senior leadership.
Corporate clients
Trusted by Leading Employers
National and regional carriers
Our Carrier Partners
Nationally certified women's business enterprise
Certifications & Affiliations
Office Locations:
West Chester, PA (Headquarters): 220 W Gay Street, Suite 200, West Chester, PA 19380
Linwood, NJ: 1101 Shore Road, Linwood, NJ 08221
Phone: (484) 471-7281 | Toll-free: (877) 609-3960